Compose your bank.
Every layer, intelligent.
One AI-native platform to compose your products, channels, agents, brand and journeys—and continuously evolve them as one banking experience.
THE BANKING PLATFORM, RECOMPOSED
THE BANKING PLATFORM, RECOMPOSED
Pick your products. Ship a bank in weeks.
Composable by design
Select the products, channels and capabilities your bank needs. Add, replace or expand them as your strategy evolves.
Composable by design
Select the products, channels and capabilities your bank needs. Add, replace or expand them as your strategy evolves.
AI-native from the core
Intelligence is embedded across channels, journeys and operations from day one—not layered on as an afterthought.
AI-native from the core
Intelligence is embedded across channels, journeys and operations from day one—not layered on as an afterthought.
Built around your bank
Configure your brand, core banking system, market and channels from one source of truth.
Built around your bank
Configure your brand, core banking system, market and channels from one source of truth.
Designed for Continous evolution
Launch quickly, introduce new capabilities seamlessly and keep improving through reusable modules and intelligent automation.
Designed for Continous evolution
Launch quickly, introduce new capabilities seamlessly and keep improving through reusable modules and intelligent automation.
Your
Intelligent Banking
Starts with our Platform
ABX is a composable digital banking platform that unifies channels, operations, AI, and intelligence. Launch faster, evolve continuously, and deliver seamless banking across every touchpoint.
ABX is a composable digital banking platform that unifies channels, operations, AI, and intelligence. Launch faster, evolve continuously, and deliver seamless banking across every touchpoint.
Experience Layer
Connect mobile, web, branch, agency, merchant and USSD experiences.
Experience Layer
Connect mobile, web, branch, agency, merchant and USSD experiences.
Intelligence Layer
Embed AI, automation and analytics across customer and operational journeys.
Intelligence Layer
Embed AI, automation and analytics across customer and operational journeys.
Integration Layer
Connect your core banking system, payments and third-party services through secure APIs.
Integration Layer
Connect your core banking system, payments and third-party services through secure APIs.
COMPOSE · PRODUCTS
COMPOSE · PRODUCTS
Build the
Build the
Launch Across Every Channel
Connect mobile, web, branch, agency, merchant and USSD experiences.
Launch Across Every Channel
Connect mobile, web, branch, agency, merchant and USSD experiences.
Enterprise-Grade Security
Keep your Company and User Data safe with our central, digital shield.
Personalized Virtual Cards
Instantly issue and manage digital corporate cards customized for every team member.
Personalized Virtual Cards
Instantly issue and manage digital corporate cards customized for every team member.
Operate from One Source of Truth
Manage products, journeys, branding and configurations in one place.
Personalized Virtual Cards
Instantly issue and manage digital corporate cards customized for every team member.
Market Leadership
Launch your card program in weeks, not months, with our streamlined
Enterprise-Grade Security
Keep your Company and User Data safe with our central, digital shield.
Evolve Without Disruption
Add capabilities, update experiences and enter new markets without rebuilding.
PRODUCTS
Pick Your Products
Build one connected bank
Banking Channels
Operations
Operations & Intelligence
Industry Ecosystems
Wallet Banking
Our most loved choices, selected for their balance of quality, performance, and everyday usefulness. These are the reliable standouts people keep coming back to.
Mobile Banking
Our most loved choices, selected for their balance of quality, performance, and everyday usefulness. These are the reliable standouts people keep coming back to.
Internet Banking
Our most loved choices, selected for their balance of quality, performance, and everyday usefulness. These are the reliable standouts people keep coming back to.
Smart Branch
Our most loved choices, selected for their balance of quality, performance, and everyday usefulness. These are the reliable standouts people keep coming back to.
Agency Banking
Our most loved choices, selected for their balance of quality, performance, and everyday usefulness. These are the reliable standouts people keep coming back to.
Merchant Portal
Our most loved choices, selected for their balance of quality, performance, and everyday usefulness. These are the reliable standouts people keep coming back to.
Card Management
Our most loved choices, selected for their balance of quality, performance, and everyday usefulness. These are the reliable standouts people keep coming back to.
Virtal Farmers Marketplace
Our most loved choices, selected for their balance of quality, performance, and everyday usefulness. These are the reliable standouts people keep coming back to.
TRANSFORMING BANKING
Our Flagship Solutions
Mobile Banking
Deliver secure, intuitive mobile experiences that help customers manage their finances anytime, anywhere.
Internet Banking
Provide a seamless web banking experience with powerful self-service features for retail and business customers.
Agency Banking
Extend banking services beyond traditional branches through a secure and scalable agent network.
Smart Branch
Reimagine branch banking with intelligent, assisted experiences that reduce wait times and enhance customer service.
TRANSFORMING BANKING
Our Flagship Solutions
Mobile Banking
Deliver secure, intuitive mobile experiences that help customers manage their finances anytime, anywhere.
Internet Banking
Provide a seamless web banking experience with powerful self-service features for retail and business customers.
Agency Banking
Extend banking services beyond traditional branches through a secure and scalable agent network.
Smart Branch
Reimagine branch banking with intelligent, assisted experiences that reduce wait times and enhance customer service.
TRANSFORMING BANKING
Our Flagship Solutions
Mobile Banking
Deliver secure, intuitive mobile experiences that help customers manage their finances anytime, anywhere.
Internet Banking
Provide a seamless web banking experience with powerful self-service features for retail and business customers.
Agency Banking
Extend banking services beyond traditional branches through a secure and scalable agent network.
Smart Branch
Reimagine branch banking with intelligent, assisted experiences that reduce wait times and enhance customer service.
PRODUCTS
Pick Your Products
Build one connected bank
Banking Channels
Operations
Operations & Intelligence
Industry Ecosystems
Wallet Banking
Mobile Banking
Internet Banking
Smart Branch
Agency Banking
Merchant Portal
Card Management
Virtual Farmers Marketplace
A secure digital wallet for instant payments, transfers, and daily transactions. Designed for seamless customer experiences across every touchpoint.
PRODUCTS
Pick Your Products
Build one connected bank
Banking Channels
Operations
Operations & Intelligence
Industry Ecosystems
Wallet Banking
Mobile Banking
Internet Banking
Smart Branch
Agency Banking
Merchant Portal
Card Management
Virtual Farmers Marketplace
A secure digital wallet for instant payments, transfers, and daily transactions. Designed for seamless customer experiences across every touchpoint.
THE ABX WIZARD
THE ABX WIZARD
See Your Bank Before
Configure
Select your market, core banking system, brand, products, channels and required capabilities.
Configure
Select your market, core banking system, brand, products, channels and required capabilities.
Configure
Select your market, core banking system, brand, products, channels and required capabilities.
Visualise
Preview how your digital banking ecosystem will look, connect and operate across customer and internal experiences.
Visualise
Preview how your digital banking ecosystem will look, connect and operate across customer and internal experiences.
Visualise
Preview how your digital banking ecosystem will look, connect and operate across customer and internal experiences.
Go Live
Deploy across mobile, web, branches, agents and USSD in weeks—with one source of truth.
Go Live
Deploy across mobile, web, branches, agents and USSD in weeks—with one source of truth.
Go live
Deploy across mobile, web, branches, agents and USSD in weeks—with one source of truth.
Go live
Deploy across mobile, web, branches, agents and USSD in weeks—with one source of truth.
THE DIFFERENTIATOR
THE DIFFERENTIATOR
Meet Your Bank's Intelligent
Loan Officer
Guides applications, evaluates eligibility and supports loan servicing.
Customer Assistant
Handles payments, account requests and everyday banking through natural conversation.
Compliance Officer
Supports KYC, AML, sanctions screening and regulatory workflows.
Fraud Detection
Identifies suspicious activity and initiates real-time protective actions.
Loan Officer
Customer Assistant
Compliance Officer
Fraud Detection
Loan Officer
Customer Assistant
Compliance Officer
Fraud Detection
CASE STUDY
CASE STUDY
Proof,
not promises
Read Blog
DEPLOYMENTS
How Horizon Bank Increased Digital Account Openings by 68%
Secure digital banking experiences running across established institutions.
Published
January 7, 2025
Read Blog
GLOBAL REACH
How Nova Credit Union Cut Support Requests by 42% in a year
Proven across Africa, the Middle East and Asia.
Published
February 16, 2025
Read Blog
CARD
Building a Faster Payment Experience for Growing Businesses
Building a Faster Payment Experience for Growing Businesses
Published
February 25, 2025
TESTIMONIALS
TESTIMONIALS
Built on trust,
Gadaa Bank
"Everyday banking reimagined across connected digital channels."
Gadaa Bank · Ethiopia
Azania Bank
That said, I’ve felt frustrated by recent changes. The foreign transaction fee used to be zero for many cardholders — that was one of the main reasons I chose Brim
Kadin Philips
Gadaa Bank · Ethiopia
Global Bank Ethopia
I use Brim for everyday spending and occasional overseas e‑commerce. For standard purchases it works fine. The app is decent
Ethan Mitchell
Brand Designer
Gadaa Bank
"Everyday banking reimagined across connected digital channels."
Gadaa Bank · Ethiopia
Azania Bank
That said, I’ve felt frustrated by recent changes. The foreign transaction fee used to be zero for many cardholders — that was one of the main reasons I chose Brim
Kadin Philips
Gadaa Bank · Ethiopia
Global Bank Ethopia
I use Brim for everyday spending and occasional overseas e‑commerce. For standard purchases it works fine. The app is decent
Ethan Mitchell
Brand Designer
PRODUCT-LED · SELF-SERVE
See your bank on ABX
See your bank
on ABX
before you talk to anyone.
before you talk to
anyone.
Explore and configure a personalized digital banking experience before connecting with our team.