channel Empowerment

Go beyond conventional banking, and acquire new customers by becoming an "Omni-channel Service Provider" to all - the banked and the unbanked!

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Accelerate customer acquisition by automating each step of the process.

SMART OMNI from Techurate provides customised, multi-segment financial services across devices to deliver the best user experience.

Achieve this in a rationalised manner that captures accurate information, while adhering to regulatory standards and optimising operational efficiency.








Experience Mobile, Web, USSD, Wearables, Voice, ATM/Kiosk channels.

Merge Digital and Physical Interactions to deliver a rich, customer-friendly seamless banking environment. Helps you to manage complex service processes, integrating customer flow optimization and back-office automation.
  • Customer Onboarding

    Secure capturing of data for eKYC, image and signature through digital onboarding

  • Payments

    Real-time transactions - cash in/ cash out, transfers, balance checks

  • Value Added Transactions

    Value-add transactions for new revenue streams - airtime top up, bill payments, pre-approved nano loans, remittances, micro insurance, etc

  • Centralized Management

    Helps to manage digital channels from a central administration portal.



Componentized Architecture

Connect your digital banking system to other fintech providers and start developing together with third-party applications.

Open Banking Innovation

Enables banks to take a flexible approach to transformation, just pick what you need most.

Quick Implementation

Leverage Rest APIs to bring new capabilities to market fast. Microservices and Cloud-Native are designed to offer high scalability and agile deployments.


Security is embedded in the entire software development lifecycle (SDLC).

Flexible Admin Module

A single admin module for multiple applications allows the definition of new roles, groups, rights and even signature rules that ensure ease of access.

DIY Customization

Our Smart Banking applications enable a bank to customize the look and feel of the screens themselves.

Auto Upgrades

We provide one free auto upgrade or our applications to enhance your efficiency in a calendar year.

Play Pit Environment

A play pit environment is provided for you to creatively test the product and customize it before the actual deployment.

Let’s start working together on your amazing project.

Challenge us. We want to work with you to create the really cool stuff.

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